The world is a busy place and we run around with ever longer to-do  lists wondering where we will find the time to get everything done.  Although the last century was equally fraught as we lived through it,  the pressure on our time seems to be increasing. In some ways, it's the  fault of the recession. With the threat of unemployment more real, we  must be seen to work longer and harder to keep the jobs we have. Now add  in the internet with all our new social networks to keep up to date and  the new must-watch television shows. This doesn't leave much time for  essential tasks like shopping, eating and sleeping. This explains why  the pick-up rate on preventive medicine is so poor. We just don't seem  to have the time. This is unfortunate.
Under the Affordable Care Act, preventive medicine is to be made a  higher priority. Why should this make a difference? Well, if the  physicians catch illnesses, diseases and disorders early enough,  treatment is quick and cheap and, more often than not, very effective in  curing us. If we delay until the symptoms are just too bad to ignore,  this means treatment will be more expensive and there may already have  been damage which will leave us with chronic problems. Now think about  the costs. Because of the early intervention, the insurance company  saved money and you had a better quality of life. If this was the  general experience, the cost of healthcare would fall. The premium rates  would fall. You would be happy. This is the norm in Europe. Why is this  not the standard model for us? The answer is the opposition of the  medical community. They have invested capital in building ever larger  hospitals and clinics. People only use these facilities when they are  more seriously ill. The longer the period of treatment, the more money  the doctors and their employers make. So the medical community has a  direct financial interest in seeing us get more ill and stay ill longer.  That's where all their profit comes from.
Let's take two simple examples to see how preventive medicine can  help. In a recent survey, 85% of the adult population recognized the  importance of vision health. This is not, you understand, just about  deciding whether you need a new prescription for spectacles or contacts.  In the same survey, 89% of participants knew the eye exam also detects  chronic diseases like diabetes. So, if you were to have your eyes tested  once a year, the early signs of diabetes would be identified and, with  changes to your diet, you could avoid the need for dependence on insulin  injections for the rest of your life (it also avoids the cost of the  treatment). Following the European model, registered nurses are now  being licensed to reach out to people in the community to monitor for  symptoms of diabetes and manage the problem if diagnosed. This is a big  cost saving and, if this was applied to other problems, it would save on  cost and time because the treatment comes to you - it would bring cheap health insurance nearer as well. So when you are thinking about your individual health insurance plan, pay particular attention to preventive care. It can save you time and money.